Loanchester personal loans comply with all relevant rules and regulations, with emphasis placed on customer satisfaction. We recommend reading through the prospectus carefully for their loan before calling their number should any questions arise.

  • Loanchester operates under the guidance and regulations established by the Financial Conduct Authority. Their performance highlights their goal: developing an application that registers directly with loan providers instead of going through agents who facilitate loans.This website's computerised system also facilitates easy loan application processes that permit a borrower to request any amount they require for any type of loans.
  • Our duty is to make loans available when and in the manner you request without disclosing to lenders or loan agents that you are applying for one. It is also our goal to find you the most cost-effective loan at top quality service levels. Customers should work together with our representatives throughout this process.
  • Your cooperation may be assessed using two measures. In one scenario, this may involve you taking part in the next process that may include you submitting documents that need to be signed in order to finalise future agreements. Alternatively, in rare or exceptional circumstances, the lender might require proof of income prior to authorising the loan. Loanchester carefully analyses this data so they meet applicants needs and treat them with care.
  • Our business provides loan applications based on accurate information supplied by applicants, trusting in their complete honesty to make sure all details on their application are as complete as possible and to create an experience whereby utilising this site, your credit profile is likely to be scrutinised by lenders via Credit reference companies.

At the time of loan approval, no additional charges are deducted from customers' debit cards. Our company adheres to a stringent policy in this regard.There will not be additional costs charged should a loan approval occur.

As part of our effort to encourage repayment, we provide free hand to our borrowers - so you can choose a repayment method best suited for you financially. Should any issues arise regarding pending loans, there's always the possibility of further investigation of said loan information.

However, we will accept your instalments in an honest manner with the understanding that all funds will be cleared quickly. In the unlikely event that any lender finds that your information provided in the loan form is incorrect then they have made an error by proceeding through with the process regardless of their approach to lending.

All information disclosed upon approval will be included in a secure contract between Loanchester and its client.

Through our service, we give you access to your interest rate. The rate will be clearly displayed on the initial loan quote provided by Loanchester as part of "representative APR", where numbers serve only to represent intent - helping give a clearer idea of the way communication between you and lender should proceed.